| Insurance is an important factor to consider when | | | | part in premiums. Driving a sports car when living on |
| buying an automobile. It is a good idea to understand | | | | the snowy hills of Colorado is going to cause |
| how cars are priced for insurance before heading to | | | | premiums to be even higher. |
| the car lot. Depending on the option to buy new or | | | | Different lists of the cheapest vehicles to insure can |
| used, your insurance coverage is calculated | | | | be found all over, but it is important to decide which |
| differently. | | | | insurance company the driver wants to buy coverage |
| When insuring a vehicle that is new, off the lot, and | | | | through and check their guidelines. The most |
| has no claim history, insurance premiums are | | | | commonly listed vehicles are mid-sized sedans and |
| calculated starting from the manufacturer's suggested | | | | compact cars. Safety standards of these companies |
| price for the vehicle. Other factors like horse power | | | | such as anti-lock brakes and airbags are considered. |
| are looked at to determine if the car is a high | | | | Four cylinder vehicles also carry lower premiums |
| performance or mid performance vehicle. Sports cars | | | | based on performance. Safety features are what is |
| carry a higher premium since insurers assume the | | | | important. Even something as simple as the color of |
| driver has the intent to drive faster. Large sports | | | | your automobile can change the amount you pay. |
| utility vehicles can cover high premiums because they | | | | The manufacturers Honda, Toyota, Hyundai and |
| can inflict more damage during and accident. | | | | Volkswagen are found on MSN's list of the cheapest |
| Age plays an important factor in insurance premiums. | | | | cars to insure. The Ford Fusion tops the list with |
| Certain vehicles might cost more to insure for a | | | | handling and safety features that subdue the vehicle |
| teenager than an adult driver. When comparing | | | | and lower the risks for accidents and traffic tickets. |
| vehicles, it is important to remember the cost of | | | | Other vehicles listed were the Honda Civic, Toyota |
| insurance. Location, age, and driving history all play a | | | | Camry, Hyundai Sonata, and the Volkswagen Beatle. |