| April showers may bring May flowers, but they also | | | | have no insurance at all. |
| bring the reminder that warm days are approaching; | | | | A spokesperson for Progressive, Dominic Mediate |
| days that are meant to be spent on the water, in | | | | said, "A great experience with your boat can quickly |
| what is for many their prized possession: a boat. | | | | turn bad if you're not properly insured. Things like 24 |
| While most adults are paying close attention to rising | | | | 7 claims service and specialized coverages such as |
| costs of their daily trips to and from work, or | | | | Emergency Towing and Labor and Total Loss |
| watching the housing market to be certain they | | | | Replacement are designed to help get boaters back |
| aren't losing value in their homes, boat aficionados | | | | on the water fast in the event of a loss." |
| have other concerns. In fact, according to a survey | | | | Since 20% of boaters say they would never sell their |
| of over a thousand boat owners that was conducted | | | | boats under any circumstances, and 6% said it would |
| by Progressive Insurance Company, almost half of | | | | take the threat of physical harm to give up their |
| them bought their boats before they purchased cars | | | | weekend cruising, boat insurance is obviously |
| or houses. | | | | something they all need to consider. |
| While that's great for the boaters, and most boat | | | | Most major insurers sell boat insurance, either through |
| owners say that their biggest concern is finding time | | | | an off shoot of their auto coverage division, or as |
| to sail, there is a bigger issue looming on the horizon. | | | | part of a special line that may also include insurance |
| You see, most boaters purchased their vessels | | | | for ATVs, snowmobiles, and other recreational |
| before they finished college (19%), married (28%) or | | | | vehicles, but boaters should shop around, because - |
| had children (30%), and in those carefree days of | | | | just as with car insurance - different companies offer |
| sailing off into the sunset with a bottle of Chablis and | | | | different packages and different premiums. |
| a group of laughing friends, the last thing on their | | | | If you own a boat and you don't have insurance on |
| minds was insurance. In fact, according to that same | | | | it, contact your insurance agent or start your online |
| Progressive survey, while most boaters (70%) are | | | | shopping today. You wouldn't leave shore without a |
| aware they need insurance, even when their boats | | | | life preserver; why would you launch without financial |
| are in dry-dock, almost a third - 29% - said they | | | | protection? |